Backpacking is not for everyone, but there is no denying that it is one of the most interesting – and perhaps most fulfilling – ways that you can travel. While backpacking is affordable and simplifies many things, there are certain considerations that every backpacker must bear in mind. One of them is travel insurance.
In some cases, you will have to get travel insurance to be granted a visa to certain countries anyway. If you are planning an extended backpacking trip, you might as well go for travel insurance plans that are geared to meet the needs of backpackers. Top tips for picking out travel insurance for backpackers coming up!
Get a high level of health coverage
You have to face it – traipsing around the world, visiting strange places, and ingesting novel kinds of food may not be the most conducive conditions for a sick-free person. While you might be eating at nice restaurants sometimes, your budget will probably lead you to more adventurous fare most of the time.
If you are going to developing and underdeveloped countries, especially, you absolutely have to face the possibility of getting sick at least once. Not every backpacker gets sick, but do you really want to have to deal with the fees if you do?
Throw in rescue and repatriation
This goes along the lines of health coverage. If you are the adventurous type (read: extremely physical activities), then you will want to consider this feature. If you’re going to spend days in the middle of a mountain range or a desert, yes, please make sure you include this in your travel insurance plan. This feature covers cases wherein the policyholder needs to be airlifted and the like.
Include flight cancellations
Try traveling for a year non-stop, and you’ll realize just how likely it is for a flight to be canceled. If you are taking connecting flights, one single cancellation – or delay – can cost you astronomical amounts. In order to keep your money safe for use for better purposes, make sure your travel insurance covers these instances.
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